Last year, we hosted our first annual MOSERS Month. We are excited to introduce the theme for this year in the coming months. If you would like to be included in the sneak peek and receive a fun MOSERS Month package from us, please email nicoled@mosers.org.  

2022 Education Registration is Open!

We encourage you to remind your employees that we have redesigned our educational programs to help them learn information about their benefits as they progress through their career and experience different life events along the way. 

Newer Employees & MOSERS Webinars – Start learning about the state benefits administered by MOSERS.

• For employees who are newer to the state with at least six months but less than five years of service (not yet vested)
• Speakers include MOSERS and MO Deferred Comp
• Daytime and evening sessions available
• Sessions last approximately 90 minutes
• Register via GoTo Webinar for a daytime session or evening session.

Mid-Career Webinar – Learn how different career and life events may affect your pension benefit.

• For employees with at least five years of service (vested) and ten or more years until retirement eligibility
• Speakers include MOSERS and MO Deferred Comp
• Daytime and evening sessions available
• Sessions last approximately 2 hours
• Register by following step-by-step instructions for enrolling in a webinar via myMOSERS and GoTo Webinar.

Ready to Retire Sessions – Learn about the retirement process and how different decisions may impact your pension benefit.

• For employees within five years of retirement eligibility
• Speakers include MOSERS, MO Deferred Comp, MCHCP, and Social Security
• Daytime and evening sessions available
• Sessions are full-day or part-day or evening depending on the audience

Download and share our Education Poster with your employees and hang it in your common areas. If possible, we encourage you to allow eLearning credit for your employees attending one of these sessions.

Stay up to date and visit www.mosers.org/education frequently for more information, including schedules and how to register. 

True or False – When you retire, your MOSERS pension benefits may be exempt from state taxes? 

True! The total public pension exemption is limited to the maximum Social Security benefit of each spouse. In order to be eligible for the full deduction, your Missouri adjusted gross income must fall within certain income limitations. If your income exceeds the limitation, you may qualify for a partial exemption.

• Up to $85,000 - Single, Head of Household, or Qualifying Widow(er)
• Up to $100,000 - Married, filing jointly
• Up to $85 - Married, filing separately

For more information about taxes, please contact the Missouri Department of Revenue or go to: www.dor.mo.gov/personal/ptc/pension.php.

Total Compensation Calendar - January 2022

Destination Retirement Checklist (University Employees) – January 2022

Destination Retirement Checklist – January 2022

Life Services Toolkit Flyer – December 2021

MOSERS Organization Chart – December 2021

Pension Payment & Holiday Schedule - December 2021

Tax-Free Rollover to MOSERS (Purchasing Service) – December 2021

Long-Term Disability Handbook – November 2021

Retirement Guide – November 2021

Smart Start Checklist – November 2021

For more information, please visit MOSERS' Online Library: https://www.mosers.org/library

The next Employer Training Webinar, for UNIVERSITY HR representatives only has been rescheduled to Thursday, March 24, 2022, from 10 to 11:15 a.m. If you are a university HR representative, keep an eye out later this month for your email invite with the link to register. Topics will include CURP vs. MOSERS eligibility, transferring employees from CURP to MOSERS, employees working in multiple positions, termination and reemployment rules, and retirement-eligible pay. MO Deferred Comp will be providing a brief overview of the plan, highlighting ongoing issues within EZ Link, and discussing upcoming plan changes. 

Does your agency have a periodic internal newsletter? We are always looking for new ways to get benefit information to our members. If your agency has a newsletter, we would be happy to provide information regarding MOSERS benefits. Please answer a few questions in our survey to participate. Thank you!

Coming Soon and Already Open…

MOSERS educational programs are designed to help state employees learn information about their benefits as they progress through their careers and experience different life events along the way. Please send your employees our way.

Registration Now Open

Newer Employees & MOSERS Webinars – Start learning about the state benefits administered by MOSERS.

• For employees who are newer to the state with at least six months but less than five years of service (not yet vested)
• Speakers include MOSERS and MO Deferred Comp
• Daytime and evening sessions available
• Sessions last approximately 1½ hours

Registration Opens February 8

Mid-Career Webinar – Learn how different career and life events may affect your pension benefit.

• For employees with at least five years of service (vested) and ten or more years until retirement eligibility
• Speakers include MOSERS and MO Deferred Comp
• Daytime and evening sessions available
• Sessions last approximately 2 hours

Registration is OPEN for 2022 Ready to Retire Sessions and they are filling quickly!

Ready to Retire Sessions – Learn about the retirement process and how different decisions may impact your pension benefit.

• For employees within five years of retirement eligibility
• Speakers include MOSERS, MO Deferred Comp, MCHCP, and Social Security
• Daytime and evening sessions available
• Sessions are full-day, part-day or evening, depending on the audience

Download and share our new Education Poster with your employees and hang it in your common areas. If possible we encourage you to allow eLearning credit for your employees attending one of these sessions.

Stay up to date and visit our Education page frequently for more information including schedules and how to register.

The easiest and most convenient way to apply for retirement is online. Employees can complete both steps in the two-step retirement process all at once or leave and come back later to finish. Visit our Ready to Retire page for more information about the retirement process. These resources will help you make informed decisions during the retirement process:

• Retire Online Video – A handy video on the process of retiring online
• Retirement Guide – Why and how to complete various forms
• Smart Start Checklist – A list of information you should have readily available when you apply for retirement
• Destination Retirement Checklist – Checklist of other benefit providers to contact and tasks to complete
• Benefit Providers Chart – Verify which organization provides your retirement, employee assistance, and life, long-term disability, medical, dental, and vision insurance.

Last year we hosted our first annual MOSERS Month. We are excited to introduce the theme for this year in the coming months. If you would like to be included in the sneak peek and receive a fun MOSERS Month package from us, please email nicoled@mosers.org.  

Life Services Toolkit Flyer – December 2021

MOSERS Organization Chart – December 2021

Pension Payment & Holiday Schedule – December 2021

Tax-Free Rollover to MOSERS (Purchasing Service) – December 2021

Long-Term Disability Handbook –November 2021

Retirement Guide – November 2021

Smart Start Checklist – November 2021

Judges’ Retirement Handbook –October 2021

Benefits Provider Table – September 2021

For more information, please visit MOSERS' Online Library: https://www.mosers.org/library

Employer Training Webinar - University Employers

Your Newsletters

From the Education Desk...          

Encourage Employees to Retire Online!

MOSERS Month Coming in April! 

Employer Training Webinar for University Employers Postponed

Termination Forms for Retirees

Correcting Service Errors

SAM II Agencies - Missed Employee Retirement Contributions

Schedule an Appointment

myMOSERS and Employer Login Temporarily Unavailable 

Our Employer Training Webinar scheduled for Thursday, December 16, has been postponed due to unforeseen circumstances. We regret the inconvenience this may cause. However, we are looking forward to presenting this content to our university employer representatives in early 2022. We will provide additional registration details once a future date is determined. 

Among the many items covered at Benefits U last September was the importance of submitting termination forms timely, particularly for employees retiring directly from active employment. To calculate pension benefits accurately and pay them on time, we rely on you to submit termination forms for new retirees no later than the first week of the month in which the employee is retiring. We are happy to report that our tracking reports have reduced in size by 50% since Benefits U. Thank you for your continued assistance with this effort!

MOSERS sometimes discovers or is notified of an employee who is working in a benefit-eligible position but not enrolled in MOSERS benefits and needs to have service added. This is typically the result of the employee not being enrolled into the Statewide Employee Benefit Enrollment System (SEBES) at the time of hire or being misclassified as non-benefit eligible when they were entered into SEBES.

As a reminder, all newly-hired benefit-eligible employees (or former employees who have missed at least 30 calendar days of payroll) must be keyed into SEBES on their date of hire, or as soon as possible thereafter. 

To add the service, the human resource personnel of the department or agency that employed the member for the dates in question should complete and submit the Application to Correct Service form to MOSERS. This form can be accessed and submitted online through the MOSERS secure Employer Login. Before the service can be added, the department or agency must agree to pay MOSERS any necessary contributions for the period of service. Likewise, members of MSEP 2011 must contribute employee retirement contributions for the period of service. When this occurs, it is the responsibility of the employing agency or department to notify the employee and collect the necessary employee contributions. 

When employee retirement contributions are not withheld from an employee’s payroll check due to service corrections or retroactive enrollments, the missed contribution(s) will be deducted from the employee’s future payroll checks.

In situations when the employee retirement contribution was not deducted from multiple payroll checks, the payment of the missed contributions will be spread over the same number of payroll checks. For example, if employee contributions were not deducted from two payroll checks, catch-up contributions will be collected in addition to regular retirement contributions from a total of two future payroll checks.

MOSERS will notify the Office of Administration (OA) when contributions were not withheld from a member’s payroll and need to be collected. OA will notify the employee’s human resource personnel, who should relay the information to their employee to make them aware of the additional contribution that will be withheld from their upcoming payroll check(s).  

Did you know we have several benefit counselors who are available to meet with employees face to face in our Jefferson City office?

If members have questions about their MOSERS retirement, life insurance, or long-term disability benefits, they can certainly ask those questions over the phone or by email. However, if they prefer, they can schedule an appointment in our office. Counselors are available to assist members from 8:00 a.m. until noon and from 1:00 p.m. until 4:30 p.m. Monday through Friday.

Our benefit counselors can:

• Print off benefit estimates while you are here
• Discuss your retirement options
• Show you how to retire online
• Personally assist you if you need to submit a claim for life insurance or long-term disability
• And so much more!

Please encourage your employees to make an appointment in advance.

MOSERS has planned a routine system backup and update for Saturday, December 18, from 4 a.m. until approximately 3 p.m. The Employer Login and myMOSERS will be unavailable during this time. Please inform your employees. 

Life Services Toolkit Flyer – December 2021

Pension Payment & Holiday Schedule – December 2021

Long-Term Disability Handbook – November 2021

Retirement Guide – November 2021

MOSERS Organization Chart – November 2021

Smart Start Checklist – November 2021

Judges’ Retirement Handbook – October 2021

Benefits Provider Table – September 2021

For more information please visit MOSERS' Online Library: https://www.mosers.org/library

Employer Training Webinar – University Employers

Domestic or Sexual Violence Leave

Retirement Eligible Pay

Beware of Financial Planning Emails

From the Education Desk…

Department Newsletters

Benefits U Conference

Encourage your Employees to Retire Online!

Thank You!