The MOSERS optional life insurance premium calculator is a handy resource for employees exploring coverage options. Whether they're newly hired and enrolling for the first time through SEBES, or revisiting their coverage at any point in their career, they can compare premiums across different coverage amounts and see how premiums change with each five-year age bracket.

Optional life insurance can be elected, adjusted, or terminated at any time. However, enrollment outside the initial 31-day window requires a medical history statement or documentation of a qualifying family status change. For more detailed information about life insurance coverage, employees can visit our Life Insurance page or contact a MOSERS benefit counselor.

We hope you'll find these resources useful to pass along when employees have questions about their life insurance coverage.