Your MOSERS defined benefit pension is based on a formula and provides a lifetime monthly benefit in retirement.
Basic and optional term life insurance helps protect your family from financial hardship.
Your most important asset may be your ability to earn income. LTD insurance provides partial income replacement.
Supplement your MOSERS pension and Social Security retirement income with personal savings.
Please notify us as soon as possible when anyone receiving or eligible for a MOSERS benefit dies.
Thinking about leaving? Review the value of your benefit package, the impact of leaving, and options for your employee contributions.
Learn about re-employment with the state, a refund of your employee contributions, or the retirement process.