- We will let you know when you are first eligible to apply to receive your pension benefits so be sure to keep your contact information current.
- If you took a refund of contributions you are no longer eligible for a pension benefit.
- Your pension is a defined benefit plan, which means your monthly benefit will be determined by a formula and is payable for life.
- Delaying your retirement past your normal eligibility date, will not increase the amount of your pension. You will lose money because we cannot pay benefits retroactively.
- Your retirement date will be the first day of the month in which payments begin.
- Pension paydays are on the last working day of each month.
- Your pension benefit is subject to taxes.
- Cost-of-living adjustments are determined by your retirement plan.
- Be aware that working for the state after retirement may affect your monthly pension benefit.
- If you have an account with MO Deferred Comp, make sure they have your most recent contact information and remember to review your account periodically.
- Retire online at myMOSERS.
- Set up your myMOSERS Online ID and password (if you haven’t already). You must have a valid email address already on file with us. If you don’t, contact us.
- Get a Benefit Estimate.
- Contact us if you would like to make an appointment with a benefit counselor
- Apply. You must complete the retirement process before you can begin receiving payments. Apply online at myMOSERS or contact us to request a benefit estimate and personalized retirement application.
- Pay attention to the form deadlines. Your retirement may be delayed if we don’t get forms in time.
- You can either upload scans or mail in required documents. See the Document Upload feature in myMOSERS.
- Watch your email and check your MOSERS Document Express online mailbox for confirmations and updates from us about your retirement.
- These resources will help you make informed decisions during the retirement process:
- Retire Online Video – A handy video on the process of retiring online
- Retirement Guide – Why and how to complete various forms with MOSERS
- Smart Start Checklist – A list of information you should have readily available when you apply for retirement with MOSERS
- Destination Retirement Checklist – A list of other benefit providers to contact and tasks to complete
- As a vested former employee, please stay in contact with MOSERS and stay informed about your future benefits. Help us help you.
- Notify us when you have any significant life events (such as change in your marital status or death of a family member) that may impact your benefits.
- At myMOSERS you can update your personal information (mailing address, email address, phone numbers, etc.) review your work history, see what plan you are in and your eligibility for retirement, review your Benefit Statement, get a benefit estimate, and more. Contact us if you are unable to log in.