HR Update

The employer retirement contribution rates for MSEP, MSEP 2000, and MSEP 2011, as well as for the Judicial Plan and Judicial Plan 2011, will change effective July 1, 2026, for fiscal year 2027. These rates are calculated annually by MOSERS’ external actuary and certified by the MOSERS Board of Trustees.

There are no changes to the employer contribution rates for CURP, basic life insurance, or long-term disability benefits.

• Local Employers: Please update your contribution rate accordingly, effective July 1, 2026.
• SAM II Employers: No action is needed. Contributions will continue to be processed automatically through payroll.

See Contribution Rates on our website for more information.

You can always contact the Employer Services team with questions about your payroll reports or employer reporting to MOSERS in general.

• Phone: (800) 827-1063, option 2
• Email: employers@mosers.org

When emailing about a payroll report, please include the Phoenix reporting group number to help us assist you more efficiently.

In honor of State Team Member Appreciation Month, we want to express our appreciation for your hard work, dedication, and commitment to Missouri's state employees.

As vital liaisons between MOSERS and our members, we value your dedication to ensuring MOSERS receives accurate service and salary data. This data is critical to facilitate accurate benefit administration for your employees. Your efforts make a real difference.

Thanks for everything you do!

The MOSERS optional life insurance premium calculator is a handy resource for employees exploring coverage options. Whether they're newly hired and enrolling for the first time through SEBES, or revisiting their coverage at any point in their career, they can compare premiums across different coverage amounts and see how premiums change with each five-year age bracket.

Optional life insurance can be elected, adjusted, or terminated at any time. However, enrollment outside the initial 31-day window requires a medical history statement or documentation of a qualifying family status change. For more detailed information about life insurance coverage, employees can visit our Life Insurance page or contact a MOSERS benefit counselor.

We hope you'll find these resources useful to pass along when employees have questions about their life insurance coverage.

When entering a new hire's salary in SEBES, please ensure the amount reflects the employee’s full benefit-eligible earnings and not base pay alone. For basic life insurance purposes, annual salary includes normal earnings plus any recurring differential pay (shift, security, and retention differentials). Overtime and other irregular payments are excluded.

An accurate salary entry in SEBES ensures new employees receive the full basic life insurance coverage they're entitled to. Please reach out to employers@mosers.org if you have any questions.

School may be out for the summer, but MOSERS education sessions are in! Encourage your staff to enroll in a seminar or webinar this summer.

As an HR rep, you are welcome to attend any member education session. See the enrollment information below or call us at (573) 644-1231. You can also email MOSERSEducation@mosers.org.

We still have seats available at several Ready to Retire in-person seminars and online webinars for this summer. These sessions are designed for general state employees within five years of retirement eligibility.

School is always more fun with a friend! Members are welcome to bring a spouse or guest. Guests can be added during the enrollment process in myMOSERS.

Members can log in to myMOSERS, then select Enroll in Education from the I want to... menu. Next, they can choose the session they would like to attend and complete the registration information.

We hope you will join us this summer at a seminar or webinar near you!

May 2 was Human Resource Professionals Day, and we want to take a moment to express our appreciation for all that you do.

Your role as a vital liaison between MOSERS and our members is crucial, and your dedication to educating employees about the benefits we provide is truly valued.

HR professionals play an essential role in Missouri's success—shaping policies, supporting employees, and fostering a culture of growth and well-being. Every day, you make a difference in people’s lives.

Thank you for your ongoing support and partnership!

Designation of Agent - May 2026

Direct Deposit Authorization form - April 2026

Division of Benefits Order - Request for Estimate form - April 2026

Tax Withholding Authorization and IRS W-4P form - April 2026

Tax-Free Rollover Certification Form (Purchasing or Transferring Service Credit) - April 2026

Employees in MOSERS’ MSEP 2011 and Judicial Plan 2011 contribute toward their retirement while actively employed. When an employee leaves state employment, they may have the option to request a refund of those contributions.

Whether to take a refund or leave contributions with MOSERS is a personal decision that depends on several factors, such as whether the employee is vested and eligible for a future pension benefit or if they anticipate returning to state employment.

Employees who request a refund may take it as a cash payment, a rollover to another eligible retirement plan, or a combination of both. Each option may have different tax implications.

Employees who are vested and receive a refund forfeit their future pension benefit. Any employee who takes a refund forfeits the ability to file a long-term disability (LTD) claim based on that employment.

Because employee terminations are now reported automatically through the SAM II daily file or employer payroll uploads in Phoenix, MOSERS does not receive information indicating whether a termination may be related to a suspected work-related felony.

If an employee separates from employment and the termination may be related to a suspected work-related felony, please notify the MOSERS Employer Services team separately by emailing employers@mosers.org.

Under Missouri law, an employee convicted of a work-related felony on or after August 28, 2014, forfeits all rights to pension benefits accrued on or after that date.

A work-related felony generally includes a felony under state law (or a substantially similar federal offense) involving stealing or receiving stolen money, property, or services valued at $5,000 or more, forgery, counterfeiting, bribery of a public servant, or acceding to corruption, when connected to the employee’s duties as a state employee.

MOSERS will monitor the case and determine any impact on pension benefits once the legal process has concluded.

We have designed our educational programs to help state employees learn more about their benefits as they progress through their careers and experience different life events along the way.

Employees can start learning about their state benefits administered by MOSERS, including pension plan features, life insurance, long-term disability benefits, and their personal retirement savings plan options with MO Deferred Comp.

• For employees who are newer to the state with less than five years of service (not yet vested).
• Sessions last approximately 2 hours.
• Speakers include MOSERS and MO Deferred Comp.
• Daytime sessions: 9:30 a.m. to 11:30 a.m.
• Evening sessions: 5:30 p.m. to 7:30 p.m.

Employees can learn how different career and life events may affect their pension benefit.

• For employees with at least five years of service (vested) and five or more years until retirement eligibility.
• Sessions last approximately 2 hours.
• Speakers include MOSERS and MO Deferred Comp.
• Daytime sessions: 9:30 a.m. to 11:30 a.m.
• Evening sessions: 5:30 p.m. to 7:30 p.m.

Stay up to date by visiting our Education page frequently for more information, including schedules and registration instructions.

New Employee Orientation brochure - March 2026

Employee Contributions (MSEP 2011 & Judicial Plan 2011) brochure - March 2026

Divorce and Your Pension Benefit brochure - March 2026

Basic & Optional Life Insurance Handbook - March 2026

Administrative Law Judges & Legal Advisors' Retirement Handbook - March 2026