Annual Benefit Statements for active members are available online. Employees can access their statements by logging in to myMOSERS, clicking on Online Documents, and then Document Express. From there, they can download and save or print it.

Now is a good time to encourage your employees to review their Annual Benefit Statement. A significant part of their total compensation is represented through the value of the benefits they receive as a state employee, including:

• Their MOSERS defined benefit pension plan
• Healthcare benefits
• Life insurance
• Long-term disability insurance
• The MO Deferred Comp Plan contribution match
• Paid time off such as annual leave, sick leave, and holidays

Employees who work in a retirement-eligible position and become vested will be eligible for a lifetime monthly benefit once they meet retirement eligibility. Their MOSERS defined benefit pension is guaranteed income in retirement for the rest of their life! The estimated monthly benefit highlighted on their Annual Benefit Statement is calculated based on a formula, which includes their years of service and final average pay. The longer they work, the higher their benefit!