Each August, we ask employers to verify the annual salaries of benefit-eligible employees with basic life insurance coverage through MOSERS. This step ensures your employees receive the correct life insurance coverage for the upcoming year.

After submitting your payroll report for the pay period ending July 31, your Salary Verification Report will be available in Phoenix.

• Log in to Phoenix.
• Select Reporting from the left-hand menu.
• Click Salary Verification.
• Choose your reporting group.

If your report opens with no employees listed, that means no salaries in your reporting group need verification this year — nothing further is required on your part. The report is considered complete.

Important Deadline: Submit your completed Salary Verification Report by Friday, September 4.

Step-by-step written instructions are available in the Salary Verification Quick Guide. You can also find the Quick Guide at any time under the Training section on the Phoenix Home screen.

Basic life insurance coverage effective January 1, 2027, is equal to one times the employee's annual salary as of July 31, 2026.

• Regular earnings from a benefit-eligible position.
• Recurring shift differential, security differential, and retention pay.

• Overtime or other irregular, one-time payments.
• Wages from non-benefit-eligible positions.

Based on feedback from agency representatives who completed the report last year, we've made a few enhancements to improve the experience and streamline the verification process:

• Export to Excel – You can now export both the Salary Rows to Verify and Past Rows Verified sections to Excel for easier review and recordkeeping.
• Separate Name Fields – First name and last name now appear in separate fields, allowing for improved sorting and filtering.
• Search Functionality – A search box is now available in both sections, making it easier to quickly locate specific employee records.

Contact Employer Services at (800) 827-1063, option 2, or email at employers@mosers.org.

Thank you for helping to ensure accurate life insurance coverage for your employees!

Each year, we ask employers to verify the salaries of benefit-eligible employees who have basic life insurance coverage through MOSERS. This process ensures employees receive the correct amount of coverage for the upcoming calendar year. Basic life coverage equals one times an employees annual salary ($15,000 minimum; $500,000 maximum) and adjusts each January based on the employee annual earnings in effect on July 31.

• Your Salary Verification Report will be generated after you submit your payroll report for the pay period ending July 31. Because reports generate as payroll is submitted, most will become available in mid-August.
• When your report is ready, you’ll receive an email letting you know a notice is waiting in your Phoenix Inbox. That notice will confirm your Salary Verification Report is available.
• All verifications must be completed by early September. We’ll confirm the exact deadline in the August instructions.

• We will provide written instructions in August, before the reports are ready, to help you complete the process in Phoenix.
• As always, the Employer Services team is available to assist you with your report.

• Annual earnings include normal earnings from a benefit-eligible position, including recurring shift differential, security differential, and retention pay.
• Do not include overtime or other irregular, one-time payments.
• If an employee holds both a benefit-eligible and a non-benefit-eligible position, only the earnings from the benefit-eligible position are included.

The MOSERS optional life insurance premium calculator is a handy resource for employees exploring coverage options. Whether they're newly hired and enrolling for the first time through SEBES, or revisiting their coverage at any point in their career, they can compare premiums across different coverage amounts and see how premiums change with each five-year age bracket.

Optional life insurance can be elected, adjusted, or terminated at any time. However, enrollment outside the initial 31-day window requires a medical history statement or documentation of a qualifying family status change. For more detailed information about life insurance coverage, employees can visit our Life Insurance page or contact a MOSERS benefit counselor.

We hope you'll find these resources useful to pass along when employees have questions about their life insurance coverage.