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Word on the Street: Applying for Long-Term Disability Benefits
Jul 18, 2022, 11:04 AM by MOSERS
True or False: Members older than age 60 cannot apply for MOSERS long-term disability (LTD) benefits.
FALSE!
A member may apply for LTD benefits at any age as long as they are not eligible for normal (unreduced) retirement. If approved, LTD benefits will end when the member:
- Is no longer disabled and/or returns to full-time active status or refuses available employment
- Starts receiving early (reduced) retirement
- Is eligible for normal (unreduced) retirement
- Starts receiving benefits under any other group LTD policy
- Passes away
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