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  • Termination & Reemployment with a MOSERS Covered Employer

    Oct 25, 2021, 10:17 AM By MOSERS
    I'am retired on mosers and now working MOA at the University, how many hours can I work per year.

    It is the responsibility of your employer, not MOSERS, to determine if the position you are working in is a MOSERS benefit-eligible position. Generally speaking, an employee must work in a position normally requiring at least 1,040 hours per year to qualify for MOSERS benefits. If your employer determines that the position is not benefit-eligible and you have followed the termination and reemployment rules outlined below, you may work in that position and still get your MOSERS pension benefits.

    Termination and Reemployment Rules

    Before receiving a benefit payment from MOSERS, IRS rules require a “bona fide termination” of your employment. For purposes of MOSERS Board Rules, a "bona fide termination" occurs when:

    • You have completely severed employment;
    • You have not entered into a prearranged agreement (written or oral), prior to retirement, with the State of Missouri or any MOSERS-covered employer for subsequent employment on any basis (full-time, part-time, or other); and
    • You are not subsequently employed with the State of Missouri or any MOSERS-covered employer on any basis (full-time, part-time, or other) within 30 days after your employment with your prior employer has ended.

    See FAQs on Termination and Reemployment Rules and a flyer on Termination and Reemployment Rules for more information.


    Upon meeting the termination and reemployment rules, you may return to work and continue receiving your monthly pension payment, as long as your position is not a MOSERS or MoDOT and Patrol Employees’ Retirement System (MPERS) benefit-eligible position.

    If you return to work for the state of Missouri in a MOSERS or MPERS benefit-eligible position:

    • Your monthly pension payment will stop.
    • Depending on various factors (your plan, how long you work, etc.), you may or may not earn additional credited service during reemployment.
    • When you retire again, your monthly pension payment will equal the amount you were receiving when you returned to work plus any additional benefit you may have earned during reemployment.
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  • Transferring to PSRS/PEERS

    Aug 26, 2021, 11:09 AM By MOSERS
    If I were to leave this position, and go to work for the school system, will my retirement time still be the same?
    It sounds like you are referring to a position covered by the Public School Retirement System/Public Education Employees Retirement System (PSRS/PEERS). You can find retirement eligibility information (age and service requirements) for those systems on the PSRS/PEERS website.

    A vested member of MOSERS who later takes a job covered by PSRS/PEERS may elect to transfer their service. This transfer is not a day-for-day transfer. The transferring system sends the actuarial value of the member’s service to the other system, which then converts that value to service. Members may purchase any remaining service not covered by the transfer at full actuarial cost.

    There are a variety of provisions that may allow employees to purchase or transfer service between MOSERS and another public retirement plan in Missouri. You are not required to purchase or transfer service if you move from one retirement system to another. You can potentially earn retirement benefits from more than one system.

    Depending on your plan, see either the Purchasing and Transferring Service Credit brochure (MSEP & MSEP 2000) or the Purchasing and Transferring Service Credit brochure (MSEP 2011), or contact a MOSERS benefit counselor for more information about your individual situation. 

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