Hearing Rumors? Not sure your co-worker has it right?

Rumor Central has the answers! Submit your question or just browse our blog to separate facts from fiction.

Subscribe to Rumor Central

Subscribe to receive a monthly email that includes answers to recent Rumor Central questions.

Log in to myMOSERS. Click on Personal Information, then on Email Options. Check the box next to Rumor Central

  • Long-Term Disability Insurance

    Jul 27, 2022, 3:36 PM By MOSERS

    The long term disability insurance listed on the link from the rumor central e-newsletter, is this a disability insurance for retirement, or is it for active employees. I had asked previously if we had short or long term disability available thru the state and I was told that it is not. If for both retired and active employees, is mosers open enrollment the same time as the open enrollment for mshcp? Or how do you go about finding that information. How can I find this information?

    Except for employees of regional universities, active state employees working in a MOSERS benefit-eligible position have long-term disability (LTD) insurance coverage. Employees are automatically enrolled and there is no cost to the employee. This coverage ends when the member is eligible for normal retirement. LTD insurance provides partial income replacement if you are unable to work for an extended period. This benefit also includes a program that may assist in making workplace changes so you can avoid going or staying on LTD. You can find more information in the LTD Handbook or on the Long-Term Disability page.

    Print Friendly and PDF
  • Budget Restriction Information

    Jul 8, 2020, 1:36 PM By MOSERS
    What impact does the July 1, 2020 budget expenditure restriction in the amount of $754,952 have?

    The budget restriction has no impact on MOSERS or on member benefits. We were able to reduce employer premiums for the long-term disability program administered by MOSERS, which resulted in a savings of $754,952 for the state.

    The Missouri legislature has historically appropriated the full amount needed from MOSERS-covered employers for pension benefits. Each year, the MOSERS Board certifies this employer contribution rate. Our external actuary calculates the rate based on various economic and demographic assumptions. All the calculations go into our annual actuarial valuation. The actuary also conducts an experience study at least once every five years, which compares current assumptions with the most recent actual data. You can read our Employer Contribution Rate infographic for more information.

    Print Friendly and PDF




We strive to provide the most accurate information possible in our answers to Rumor Central questions. However, occasionally, laws, policies or provisions change and individual circumstances may vary. Please contact a MOSERS benefit counselor or see the handbooks in our website Library for more detailed information. If there is any difference between the information provided in this blog or on the MOSERS website and the law or policies that govern MOSERS, the law and policies will prevail. See our Privacy, Security & Legal Notices for more information.