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  • Long-Term Disability Insurance

    Jul 27, 2022, 3:36 PM By MOSERS

    The long term disability insurance listed on the link from the rumor central e-newsletter, is this a disability insurance for retirement, or is it for active employees. I had asked previously if we had short or long term disability available thru the state and I was told that it is not. If for both retired and active employees, is mosers open enrollment the same time as the open enrollment for mshcp? Or how do you go about finding that information. How can I find this information?

    Except for employees of regional universities, active state employees working in a MOSERS benefit-eligible position have long-term disability (LTD) insurance coverage. Employees are automatically enrolled and there is no cost to the employee. This coverage ends when the member is eligible for normal retirement. LTD insurance provides partial income replacement if you are unable to work for an extended period. This benefit also includes a program that may assist in making workplace changes so you can avoid going or staying on LTD. You can find more information in the LTD Handbook or on the Long-Term Disability page.

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