Yes, in most cases, you can designate multiple beneficiaries on your MOSERS benefits. The number of beneficiaries you can name depends on the specific type of benefit. Here's a quick breakdown:

• Life Insurance Beneficiaries – You may name multiple primary and contingent beneficiaries for both your basic and optional life insurance coverage.
• Final Payment Beneficiaries – Once you retire, you can list multiple individuals to receive your final benefit payment. MOSERS will pay your beneficiaries if that payment is returned to MOSERS by your financial institution. The final payment is the payment that is due to you at the end of the month in which you pass away.
• Guaranteed Payment Option Beneficiaries – At retirement, if you elect a guaranteed payment option (5, 10, or 15 years), you may name multiple beneficiaries to receive any remaining payments if you pass away during the guarantee period.
• Joint & Survivor Beneficiary – At retirement, if you elect a Joint & 50% or Joint & 100% survivor benefit, your beneficiary is automatically your spouse.
• Contribution Beneficiaries (MSEP 2011 and Judicial Plan 2011 only) – If you are a member of MSEP 2011 or the Judicial Plan 2011 and are eligible for a refund of your contributions (in the event of death before retirement), you may name multiple beneficiaries to receive those funds.

If you’re unsure which beneficiaries you currently have listed or would like to update your designations, log in to myMOSERS to review or make changes. If you have an account with MO Deferred Comp, please ensure your beneficiary designations are up to date there as well.

Your W-2 form comes from your employer, not from MOSERS. You will need to contact your employer for your W-2. MOSERS provides retirees and benefit recipients with a 1099-R tax form, which we mailed at the end of January.

You can access your 1099-R by logging in to myMOSERS. Your most recent 1099-R is in your Document Express online mailbox. You may view, save, or print it.

In the future, you will be able to find your 1099-R in myMOSERS on your Member Dashboard in a card labeled Tax Documents. 1099-Rs from 2024 and prior years will remain in Document Express.

This form lists your 2021 retirement benefit income from MOSERS. You will need this form to file your income tax return. If you receive more than one benefit from MOSERS, you may receive more than one 1099-R from us. If you are unable to log in to myMOSERS, call us at (800) 827-1063 or (573) 632-6100 and we can mail you a replacement. For security reasons, we cannot email it to you.

We are unable to see members’ pay stubs, so we can’t speak definitively about that information. Please speak with your employer regarding your pay stub details.

However, it sounds like you are referring to your employer’s contributions to MOSERS. As a member of MSEP 2011, you are part of the contributory defined benefit pension plan. By law, you contribute 4% of your pay toward your future pension benefits. Your employer also contributes a percentage of your payroll toward your future retirement benefits. Employee and employer contributions go into the MOSERS trust fund. The third and largest source of System funding is investment income. 

You can log in to myMOSERS to find your total employee contributions plus any interest. Once logged in, you can view your accumulated balance listed under Employee Contributions on your Member Dashboard. If you are unable to log in, you may contact a MOSERS benefit counselor for your balance.

As a member of MSEP 2011, if you leave state employment, you may request a refund of your employee contributions plus any interest. By taking a refund, you forfeit your service and eligibility for future retirement benefits. Alternatively, when eligible, you can retire and receive a monthly pension benefit for life. Your monthly benefit is based on your final average pay and years of service.

Please see our Employee Contributions brochure (MSEP 2011 & Judicial Plan 2011) and the MSEP 2011 web page for more information. 

Log in to myMOSERS to find a replacement copy of your 1099-R form. Your most recent 1099-R is in your Document Express online mailbox. You may view, save, or print it.

In the future, you will be able to find your 1099-R in myMOSERS on your Member Dashboard in a card labeled Tax Documents. 1099-Rs from 2024 and prior years will remain in Document Express.

As an actively employed MOSERS member, you receive basic life insurance equal to one times your annual salary at no cost to you. Your employer pays the premium. The only time your basic life insurance coverage increases is if your salary increases. However, as an active member, you may be able to purchase additional optional life insurance coverage for yourself and your dependents.

To do so, log in to myMOSERS and select Enroll/Change Life Insurance Coverage from the Member Dashboard. You will also need to complete the Standard Medical History Statement.

MOSERS offers an Annual Life Insurance Review Period every October for member coverage. The review period gives eligible members the chance to increase their own optional coverage in increments of $10,000 without completing additional medical history forms. We will notify you each September if you are eligible. A family status change, such as marriage, also allows you to apply to increase your coverage within 31 days of an eligible life event without proving insurability. You may be eligible to purchase optional life insurance any other time during the year, but you will need to submit evidence of insurability.

To update your direct deposit information, log in to myMOSERS and select Update Direct Deposit from the I want to… menu. From there, you can complete the Direct Deposit Authorization form online. You can also complete the paper Direct Deposit Authorization form and email, fax, or mail it to MOSERS.

If you need assistance, feel free to contact a MOSERS benefit counselor at (800) 827-1063 or (573) 632-6100.

Yes, 1099-R forms have been mailed! You can access your 1099-R by logging in to myMOSERS. Your most recent 1099-R is in your Document Express online mailbox. You may view, save, or print it.

In the future, you will be able to find your 1099-R in myMOSERS on your Member Dashboard in a card labeled Tax Documents. 1099-Rs from 2024 and prior years will remain in Document Express.

1099-Rs will be available in your Document Express online mailbox by the end of January.

You can access your 1099-R by logging in to myMOSERS. Your most recent 1099-R is in your Document Express online mailbox. You may view, save, or print it. We will mail all forms by the end of January as well.

In the future, you will be able to find your 1099-R in myMOSERS on your Member Dashboard in a card labeled Tax Documents. 1099-Rs from 2024 and prior years will remain in Document Express.

This form lists your 2022 retirement benefit income from MOSERS. You will need this form to file your income tax return. If you receive more than one benefit from MOSERS, you may receive more than one 1099-R from us.

Your W-2 form shows income you have earned from your employer and comes from your employer, not from MOSERS. You will need to reach out to your employer for your W-2.

MOSERS provides retirees and benefit recipients with a 1099-R tax form. We will mail your 1099-R forms by the end of January.

You can access your 1099-R by logging in to myMOSERS. Your most recent 1099-R is in your Document Express online mailbox. You may view, save, or print it.

In the future, you will be able to find your 1099-R in myMOSERS on your Member Dashboard in a card labeled Tax Documents. 1099-Rs from 2024 and prior years will remain in Document Express.

This form lists your 2022 retirement benefit income from MOSERS. You will need this form to file your income tax return. If you receive more than one benefit from MOSERS, you may receive more than one 1099-R from us. If you are unable to log in to myMOSERS, call us at (800) 827-1063 or (573) 632-6100 and we can assist you. For security reasons, we cannot email it to you.