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Leaving State Employment and Your Pension

Feb 26, 2024, 08:32 AM by MOSERS
I started with the State of MO in 2008. If I leave before my early retirement, do I simply walk away from any pension, or is there some type of pension available to me when I reach a certain age? Basically, is my pension an all-or-nothing situation?
If you are a vested member of MSEP or MSEP 2000 and leave state employment before you are eligible to retire, your pension stays secure with MOSERS and will be available to you when you meet the age requirement and complete the retirement process. Retirees receive a lifetime payment based on a.) a formula set by law and b.)  the option they elect at retirement. See Leaving State Employment for more information.

There are no forms for you to complete with MOSERS when leaving your position; however, we ask that you keep your contact information current with us as you will receive periodic mailings regarding your retirement information. If you have address, email, or phone number changes, please log in to myMOSERS and to update your personal information or contact our office at (800) 827-1063.

If you are a vested member of MSEP 2011 and leave state employment before you are eligible to retire, the above information is true unless you take a refund of your employee contributions. If you take a refund, you will forfeit your future rights to receive a pension (lifetime monthly retirement benefits) from MOSERS. Missouri law requires MOSERS to pay your refund within an administratively reasonable period but no sooner than 90 days from the date your state employment ended.
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