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Leaving State Employment Before Retirement Age

Oct 13, 2022, 08:23 AM by MOSERS
What happens to my MOSERS retirement benefit if I leave employment before retirement age?

If you are a vested member of MSEP or MSEP 2000 and leave state employment prior to retirement, your pension stays secure with MOSERS and will be available to you when become eligible and complete the retirement process. See Leaving State Employment for more information.

Keep in mind that any benefit estimates you may have received assume you worked until your normal retirement date. If you leave employment, you will stop accruing service credit. As a result, your first eligible normal retirement date may be later and your benefit amount will be less. You may contact a MOSERS benefit counselor to get a revised estimate of your future benefit.

If you are a member of MSEP 2011, the same is true. Alternatively, you have the option to request a Refund of Employee Contributions. If you elect a refund, there is a 90-day waiting period and you will forfeit your future rights to receive a pension from MOSERS.

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