Benefit Basics: Normal Retirement Eligibility

Your retirement eligibility depends on your plan and is based on a combination of your age and years of service.

Bar chart showing an upward trend.

Understanding Your Final Average Pay

Are you curious about your final average pay and how it affects your future pension benefit?

A wooden stool representing MOSERS, MO Deferred Comp, and Social Security Administration.

What is the three-legged stool?

Financial professionals often describe retirement income sources as the three-legged stool.

Education for Everyone

Did you know we offer educational programs for everyone, whether you're new to MOSERS, mid-career, or getting ready to retire?

Personal Security, Statewide Impact

Are you curious about the impact of state employee pay and MOSERS pension benefits on our economy?

Board Election Candidate Nominations Are Open!

The nomination period for candidates interested in running for the MOSERS Board of Trustees is now open!

A Moment with MOSERS February 2026

A summary of the February 2026 Board of Trustees meeting.

1099-R Tax Forms Now Available

We began mailing paper copies of 1099-R forms on January 21 and will mail all of them by January 31.

MOSERS Receives 2025 Public Pension Standards Award

MOSERS received the 2025 Public Pension Standards Award from the Public Pension Coordinating Council.

The 2026 COLA

The cost-of-living adjustment (COLA) for 2026 is 2.152%.

Available Now: The 2026 Education Schedule

The MOSERS 2026 education schedule includes both in-person seminars and online webinars.

Value of Your Contributions

Do you understand the value of your employee contributions and how they support your future pension benefit?

Partnership and Progress: Increasing Retirement Benefit Knowledge for DOC Employees Statewide

Education Outreach Coordinator Lisa Campbell provides on-site retirement benefit education for DOC employees.

New to MOSERS

MOSERS provides several resources to help you learn more about your benefits.

Stay Up to Date With myMOSERS

As a vested member, you still have access to myMOSERS, even if you’re not currently a State of Missouri employee.

Upcoming Board Election

In August 2026, members will elect one retired member and two active members to the MOSERS Board of Trustees.

MFA: Protecting Your Personal Data

Our member portal now uses multi-factor authentication (MFA) to protect your personal information.

COLA Announcement Coming for 2026

MOSERS will calculate the COLA in mid-January and post it on our website.

Changes in Your Benefit Amount

The amount of your monthly pension benefit payment could change for various reasons.

How will returning to work impact my MOSERS pension payments?

State employment after retirement may impact your MOSERS pension benefits.