A Guide to Your Annual Benefit Statement
Annual Benefit Statements for all active members are available in your online myMOSERS mailbox!
A significant part of your total compensation is represented through the value of the benefits you receive as a state employee (pension, healthcare, life insurance, long-term disability insurance, employer contributions to Social Security, etc.) plus the value of time off (annual leave, sick leave, and holidays). Your Annual Benefit Statement contains all this information in one convenient document.
MOSERS sends your personalized statement every spring in late March/early April. You can utilize your Annual Benefit Statement to make decisions today and plan for tomorrow.
Your statement will help you estimate your retirement income, and decide things like:
- Are you saving enough for retirement in your MO Deferred Comp account?
- Should you make any changes to your cafeteria plan, or health insurance?
- When will you be financially ready to retire?
Your income in retirement may come from several different sources such as:
- Your MOSERS defined benefit pension plan
- Social Security retirement benefits
- Savings and investment income (from individual accounts such as the MO Deferred Comp Plan)
- Part-time or full-time reemployment
You can access your Annual Benefit Statement from your Document Express online mailbox by logging in to myMOSERS, where it will be available for you to print or save. MOSERS will notify you via email once we have posted your statement.
If you have opted to receive your correspondence from MOSERS through the mail, we will send your statement to your home address, but it will also be available by logging in to myMOSERS.
If you are a retiree, your Annual Benefit Statement will be available on the anniversary of your retirement date (or BackDROP date). MOSERS will send you an email when it is available to view or print. If you are a terminated-vested member, we will send your benefit statement once every five years. If you are an active member who was previously retired, please call MOSERS and speak to a benefit counselor for a retirement estimate.
*Conservation and university employees (except Lincoln University and State Technical College of Missouri) – Some of your benefits (such as health care and life insurance coverage, among others) are provided directly through your employer so no information on these benefits will appear in your Annual Benefit Statement. Contact your human resources office for more information on those benefits.