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MSEP 2011 & The Rule of 90

Feb 24, 2021, 08:50 AM by MOSERS
I heard that all state employees under the 2011 are being moved to an 80 and out model. Is that true?

We are unaware of any legislative proposals related to changing MSEP 2011 normal retirement eligibility from “90 and out” to “80 and out”. Members of MSEP 2011 reach normal retirement eligibility when they have at least 5 years of service and are age 67 OR under the “Rule of 90”. Under the “Rule of 90”, they must be at least age 55 and their age plus years of service must equal 90 or more at the time of termination of employment. For example, if someone leaves employment at age 60 and has 30 years of service, they would meet the Rule of 90.


MSEP Members

  • Age 65 + 5 years of service or
  • Age 60 + 15 years of service or
  • “Rule of 80” – (at least age 48) when age + years of service = 80 or more

MSEP 2000 Members

  • Age 62 + 5 years of service or
  • “Rule of 80” – (at least age 48) when age + years of service = 80 or more at time of termination. 

MSEP 2011 Members

  • Age 67 + 5 years of service or
  • “Rule of 90” – (at least age 55) when age + years of service = 90 or more at time of termination

Not sure if you are in MSEP, MSEP 2000, or MSEP 2011? See What’s My Plan? with information about plan membership, retirement eligibility requirements, and other plan provisions.

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