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Resume Waived Benefits

Jul 27, 2020, 15:46 PM by MOSERS
I took early retirement a couple of years ago. Can I stop my retirement now and resume at full retirement age?

A retired member may waive receipt of their benefits. Once the benefit is waived, it can be resumed at any time, however, the calculation of the benefit will not change. Any reductions (such as a reduction due to early retirement) will remain in force once the benefit resumes. If a member retires and returns to work in a benefit-eligible* position, their monthly retirement payment will stop as soon as we are notified that they are re-employed. Once they have worked for at least 12 continuous months in their new benefit-eligible position, they will begin accruing a separate retirement benefit. Once they re-retire, their previous benefit will restart and their new benefit (based on their new service and salary) will be calculated and their benefit payments (old benefit plus new benefit) will resume. 

We encourage you to contact one of our benefit counselors to fully explore the circumstances applicable to stopping and restarting retirement benefits.

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We strive to provide the most accurate information possible in our answers to Rumor Central questions. However, occasionally, laws, policies or provisions change and individual circumstances may vary. Please contact a MOSERS benefit counselor or see the handbooks in our website Library for more detailed information. If there is any difference between the information provided in this blog or on the MOSERS website and the law or policies that govern MOSERS, the law and policies will prevail. See our Privacy, Security & Legal Notices for more information.