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Medical Premiums for Retired Members

Jan 28, 2020, 08:07 AM by MOSERS

Many employees are staying active employees due to the expense of insurance premiums. Is there any possibility that a vested active 61-year-old employee with 12 years of service could retire and keep their insurance and only pay the current active status rate until they reach 65? Could this be something that could be explored for those that are within 5 years of Social Security?

Thank you for your suggestion. Since your question relates to medical insurance, please contact your medical insurance provider. For most state employees, that is Missouri Consolidated Health Care Plan (MCHCP). If you are employed at a college, university, or the Department of Conservation, contact your human resources/employee benefits office. As a reminder, at MOSERS, we administer retirement, life insurance, and long-term disability benefits, but not medical insurance. We cannot respond to questions about benefits we don’t administer. 

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