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Optional Life Insurance Premium Changes

Feb 15, 2018, 15:04 PM by MOSERS

President Trump gave us a tax break which was (for me) $12.92 but then my life insurance went up $17.60. Why is that?

Changes to your optional life insurance coverage or premium amount could be a result of one or more of the following factors:
(1) your annual salary as of July 2017 or your eligibility date,
(2) your age bracket as of January 1, 2018,
(3) your coverage election, or
(4) the optional life insurance rates.


MOSERS Optional Life Insurance Rates effective January 1, 2018.
AgeMonthly Premium per $1,000 of Coverage
Under 35 0.08
35-39 0.10
40-44 0.16
45-49 0.24
50-54 0.43
55-59 0.76
60-64 1.18
65-69 1.90
70 & Over 3.33

Many of our members saw their optional life insurance premiums decrease this year, depending on which age bracket they were in as of January 2018.

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