The temporary benefit is a MOSERS plan provision that provides general state employees in MSEP 2000 and MSEP 2011 with a supplemental income until age 62.

Members who retire under the Rule of 80 (MSEP 2000) or the Rule of 90 (MSEP 2011) can receive a temporary benefit in addition to their base benefit. This benefit is not available to members of MSEP, legislators and statewide elected officials, or judges. The formula for the temporary benefit is:

Final Average Pay (FAP) x .008 (Multiplier) x Credited Service = Monthly Temporary Benefit (until age 62)

If you are older than 62 when you become eligible for normal retirement, the temporary benefit is not available to you.

It’s important to note that the temporary benefit ends at age 62, but your base benefit continues. This does not affect your Social Security benefit and is not tied to your medical premiums or any other expenses.

We do not include the temporary benefit when determining potential benefits for your survivors. If you pass away while receiving the temporary benefit, any survivor benefits will be determined by the base benefit amount and the benefit payment option you elected at retirement.

The temporary benefit will end when you turn 62, regardless of when you apply for Social Security benefits. You will receive your final temporary benefit payment at the end of the month when you turn 62.

We will notify you when the temporary benefit ends and whenever your benefit payment amount changes, usually because of insurance premiums, taxes, COLAs, or a change in your marital status.

Visit our Pension Payments page for more information, or contact a MOSERS benefit counselor to discuss your specific situation.