You may work for any employer other than the state of Missouri (ex, grocery store, factory, private business, etc.) and it won’t affect your MOSERS pension payments.

After meeting the termination and reemployment rules, you may return to work and continue receiving your monthly pension payment, as long as your position is not a MOSERS or MoDOT and Patrol Employees’ Retirement System (MPERS) benefit-eligible position.

If you return to work for the state of Missouri in a MOSERS or MPERS benefit-eligible position:

• Your monthly pension payment will stop.*
• Depending on various factors (your plan, how long you work, etc.), you may or may not earn additional credited service during reemployment.
• When you retire again, your monthly pension payment will equal the amount** you were receiving when you returned to work, plus any additional benefit you may have earned during reemployment.

Contracted employees working directly for a private firm are generally not classified as state employees.  However, we recommend contacting the employer to confirm that a contract employee will not be considered a state employee.

*Effective August 28, 2023, a retiree serving as a legislator or statewide elected official will not have their pension payment or any applicable COLAs stopped.

**If you were receiving the temporary benefit, it will be payable only if you return to retirement status prior to age 62.

See our Working After Retirement page or contact MOSERS if you have questions about the termination and reemployment rules.