How to Update Your MOSERS Beneficiaries
Jun 30, 2025, 10:15 AM

Have you recently updated your beneficiaries? If a life event occurs at any time during your career, such as marriage, divorce, or the loss of a family member, it’s important to review and update your beneficiary information.
To do this, log in to myMOSERS. You can designate a person, trust, organization, or estate as a beneficiary.
Change Beneficiary Process
- Select Update Beneficiaries from the Member Dashboard.
- Review your current designations and select Update Beneficiaries at the bottom of the screen.
- Click the edit icon next to the name of any currently designated beneficiaries to review and edit their contact information. Make any changes as needed.
- Select Add New Beneficiaries to add a new potential beneficiary.
- Click the green plus sign to create a new beneficiary. Enter all required fields.
- Select Continue to update primary and contingent beneficiary designations.
- Add any new primary or contingent designations and adjust allocations for each beneficiary.
- Click the checkbox stating that you have read and accepted the submission authorization, then click Submit.
The designation will become effective when MOSERS receives your online submission. Once you submit the requested information, your primary beneficiary designation will be listed on your Annual Benefit Statement and in myMOSERS.
If you have any questions about this process, please contact a MOSERS benefit counselor at (573) 632-6100.
Types of Beneficiaries
- Potential Beneficiary - The person(s) you can add as a new life insurance or contribution beneficiary when changing your beneficiary or dependent data.
- Primary Beneficiary - The person(s) or organization(s) who will be recognized first to receive your life insurance proceeds or any remaining employee contributions.
- Contingent Beneficiary - The alternative beneficiary(ies) who will receive your life insurance proceeds or employee contributions if your primary beneficiary(ies) does not survive you.
- Currently Designated Beneficiary - The person(s) who is currently listed as your life insurance or contribution beneficiary. This includes your primary and contingent beneficiary(ies) and dependents.
- Previously Designated Beneficiary - The person(s) who was previously listed as your life insurance or contribution beneficiary but has been removed as a designated beneficiary.