A Guide to Your Annual Benefit Statement

Mar 18, 2022, 14:12 PM

Annual Benefit Statements for all active members will be available in your online mailbox soon!

A significant part of your total compensation is represented through the value of the benefits you receive as a state employee (pension, healthcare, life, and long-term disability insurance, employer contributions to Social Security, etc.) plus the value of time off (annual leave, sick leave, and holidays). Your Annual Benefit Statement contains all this information in one convenient document.

Every spring, MOSERS sends these personalized statements in late March/early April. Use it to make decisions today and plan for tomorrow.

Your statement will help you estimate the income you will have in retirement and decide things like:

 • Are you saving enough for retirement in your MO Deferred Comp account?

• Should you make any changes to your cafeteria planhealth insurance, or life insurance coverage the next time you have the opportunity to do so? *

 • When will you be financially ready to retire?

Your income in retirement may come from several different sources such as:

• Your MOSERS defined benefit pension plan

Social Security retirement benefits

• Savings and investment income (from individual accounts such as the MO Deferred Comp Plan)

• Part-time or full-time re-employment

Access your Annual Benefit Statement from your Document Express online mailbox by logging in to myMOSERS. Once logged in, select Online Documents > Document Express.

It will also be available for you to print or save. You should receive an email from MOSERS once we have posted your statement.

If you have opted to receive your correspondence from MOSERS through the mail, we send your statement to your home address, and it is also available as described above.

If you are a retiree, your Annual Benefit Statement will be available on the anniversary of your retirement date (or BackDROP date). MOSERS will send you an email when it is available to view or print from your member homepage. If you are a terminated-vested member, we will send your benefit statement once every five years. If you are an active member who was previously retired, please call MOSERS and speak to a benefit counselor for a retirement estimate.

*Conservation and university employees (except Lincoln University and State Technical College of Missouri) – Some of your benefits (such as health care and life insurance coverage, among others) are provided directly through your employer so no information on these benefits will appear in your Annual Benefit Statement. Contact your human resources office for more information on those benefits.

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