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How to Check Your Employee Contributions & Retirement Savings Account Balance

Oct 25, 2024, 11:25 AM by MOSERS

How do you check how much you have put into your retirement account?

As a state employee, you may be participating in both the MOSERS defined-benefit pension and the supplemental retirement savings program through MO Deferred Comp. Since we are not sure which one you are referring to, we’ve addressed both below.

Defined Benefit Pension:
If you are in MSEP 2011 or the Judicial Plan 2011, you contribute 4% of your pay towards your future pension benefit. You can log in to myMOSERS to find your total employee contributions plus any interest. Once logged in, click on the Personal Information tab. Then, click on Contribution Calculator. Scroll all the way to the bottom for your accumulated balance. If you leave state employment, you may request a refund of your employee contributions. However, if you become vested (work for at least five years) and leave your contributions in place, you will be entitled to a future lifetime monthly pension benefit based on your total service and final average pay.

MO Deferred Comp:
To see how much you have saved for retirement with the MO Deferred Comp Plan, please log in to your deferred comp account. You can do so by visiting the MO Deferred Comp website or through the ESS Portal. Once you’re within your account, you can see how much you have personally contributed and the earnings you may have received from your investments. If you have questions, please reach out to your local deferred comp financial education professional or call their call center at (800) 392-0925.

To access your account statement, log in to MO Deferred Comp’s Account Access and choose View Transaction History in the left menu under the My Account tab. Typically, around the 12th day of each calendar quarter, you will receive an eDelivery email notifying you that your account statement is available online. Follow the links within the email to view your statement. You can print a copy of your retirement plan account statement anytime from within Account Access.
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We strive to provide the most accurate information possible in our answers to Rumor Central questions. However, occasionally, laws, policies or provisions change and individual circumstances may vary. Please contact a MOSERS benefit counselor or see the handbooks in our website Library for more detailed information. If there is any difference between the information provided in this blog or on the MOSERS website and the law or policies that govern MOSERS, the law and policies will prevail. See our Privacy, Security & Legal Notices for more information.