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Electing BackDROP at Retirement
No. If you retire and do not elect BackDROP, you will get your ongoing monthly benefit but there is no option for a BackDROP lump-sum payment in the future once you have retired.
You may continue working longer than 5 years beyond your normal retirement date if you wish, and still have the option of electing BackDROP at retirement.
Once eligible (members of MSEP and MSEP 2000 who work at least two years past their normal retirement eligibility date may elect BackDROP), you will make your decision about whether or not to elect BackDROP during the retirement process on your Election Form.
Please see our BackDROP page for more information and feel free to contact a MOSERS benefit counselor to discuss all your options.

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We strive to provide the most accurate information possible in our answers to Rumor Central questions. However, occasionally, laws, policies or provisions change and individual circumstances may vary. Please contact a MOSERS benefit counselor or see the handbooks in our website Library for more detailed information. If there is any difference between the information provided in this blog or on the MOSERS website and the law or policies that govern MOSERS, the law and policies will prevail. See our Privacy, Security & Legal Notices for more information.