Understanding Your Normal Retirement Eligibility Date
Understanding when you are eligible for retirement is important. Retirement eligibility is based on a combination of your age & service and depends on your plan.
|Normal Retirement Eligibility Requirements for General State Employees|
|MSEP||MSEP 2000||MSEP 2011|
|Age 65 with 5 years of service, or||Age 62 with 5 years of service, or||Age 67 with 5 years of service, or|
|Age 60 with 15 years of service, or||At least age 48 with the sum of your age and years of service equaling 80 or more (Rule of 80)||At least age 55 with the sum of your age and years of service equaling 90 or more (Rule of 90)|
|At least age 48 with the sum of your age and years of service equaling 80 or more (Rule of 80)|
Note: If you are a legislator, statewide elected official, judge, or administrative law judge, please visit the Pension Plans page to see the retirement eligibility requirements for your plan.
You can see your normal retirement eligibility date when you log in to myMOSERS. Click on Estimates then Estimate Your Retirement Date.
Here’s an example of what you will see:
If you work past when you are first eligible to retire, it may be confusing to see that your normal retirement date will automatically update to a new month.
Here’s why: Once you become eligible for retirement but you haven’t applied, your normal retirement eligibility date, as shown in myMOSERS, will move due to retirement application deadlines. For example, if you were first eligible to retire on May 1, you must submit your retirement application by March 31. If we have not received a retirement application from you, your Next Available Retirement Dates will shift forward to account for application deadlines. Please see the retirement application chart below for deadlines.
It is important to note that your normal retirement date shown in myMOSERS is based on the assumption that you continue your employment in a MOSERS benefit-eligible position through your date of retirement.
If you would like more information, contact a MOSERS benefit counselor or to make an appointment for an in-person appointment.