Life insurance helps protect your loved ones from financial hardship. MOSERS provides group term life insurance equal to one times your annual salary to most members at no cost to you.

If you face a lengthy illness or suffer from an accident that leaves you unable to work, you have resources. Long-term disability (LTD) insurance provides partial income replacement if you are unable to work for an extended period.

Are you being treated for a medical condition that limits your ability to perform your job duties? The Workplace Possibilities Program may be able to help by identifying and removing performance barriers, assessing your workstation, and implementing accommodations. Read the Workplace Possibilities Program FAQs and contact your HR representative for more information.

Whether you are new to MOSERS, in the middle of your career, or getting ready to retire, we have  educational programs tailored to your career stage to help you learn more about your benefits!

We encourage you to log in to myMOSERS and review your Annual Benefit Statement. It is a summary of your MOSERS benefits, which are a significant part of your total compensation. Use it to plan for and assess your retirement readiness as you move through your career!