We’re halfway through the 2026 Annual Life Insurance Review period!

For employees who already have optional life insurance, October is their window of opportunity to increase their coverage without proving insurability (no medical history statement required)

Benefit-eligible employees actively employed before September 1, 2025, can increase coverage amounts (in increments of $10,000) by up to $20,000 without proving insurability, provided the coverage amount does not exceed six times their annual salary, or $800,000.

Keep in mind that this opportunity does not apply to spouse and child(ren) coverage. If an employee wishes to maintain their current level of coverage, no action is required.

If an employee wishes to increase their optional life insurance coverage amount, have them log in to myMOSERS between now and October 31, 2025 (midnight). On the MOSERS Member Dashboard, the employee must click the Update Now button and follow the steps to increase coverage. They should not use the Life Insurance page on the Member Dashboard to increase their coverage during the Annual Life Insurance Review period.

Please encourage your employees to take advantage of this special opportunity to protect their loved ones from financial hardship. Don’t miss out!